Vehicle Title Transfers (All States)
Buying, selling, gifting, or inheriting a vehicle requires transferring the title to the new owner. Use this nationwide guide to understand the steps, documents, forms, and typical fees you’ll encounter, then select your state to see the exact requirements, forms, and deadlines.
How to Transfer a Vehicle Title (Most States):
- Complete the seller-to-buyer assignment on the title, including odometer disclosure if the vehicle is under 20 model years old.
- Gather required documents: title, bill of sale, ID, proof of insurance (where required), and lien release (if financed).
- Submit a title application and pay fees (typically $15–$75 for title transfer, plus tax and registration).
- File within your state’s deadline (commonly 10–30 days after purchase) to avoid penalties.
Eligibility
- Buyer and seller (or their authorized agents) must sign the title assignment as required by state law.
- Odometer disclosure is required for vehicles under 20 model years old (federal rule) and under 16,000 lbs GVWR.
- Any recorded lien must be released or the lender must authorize the transfer.
- Vehicle identification number (VIN) must match title and may require inspection in some states.
- Transactions must be filed within the state deadline (commonly 10–30 days after the sale, depending on state).
Documents
- Original Certificate of Title
- Government-issued ID (Buyer and Often Seller)
- Bill of Sale
- Lien Release or Lender Authorization
- Proof of Insurance
- Smog/safety/VIN Inspection
- Power of Attorney (If Applicable)
- Proof of Residency
Fees & Costs
- Fee — $15–$75 State title transfer fee
- Fee — Commonly 4%–8.25% (state/local rates apply) Sales/use tax (based on purchase price)
- Fee — $10–$25 for plate transfer; registration varies by state/vehicle Registration/plate transfer (if registering)
- Fee — $2–$33 Lien recording/ELT fee
- Fee — $5–$25 Duplicate/replacement title (if needed)
- Fee — $15–$35 plus carrier costs Expedited/overnight processing (where offered)
- Fee — $10–$50 Smog/safety/VIN inspections (if required)
FAQ
How long do I have to transfer a title after buying a car?
Most states require buyers to title within 10–30 days of purchase. Filing late can trigger penalties and interest on taxes, and may delay registration.
Do I need an odometer disclosure?
Yes, for vehicles under 20 model years old and under 16,000 lbs GVWR. Federal rules require a mileage disclosure from both seller and buyer; many states embed this on the title or use a separate form.
Can I transfer a title if there’s a lien?
You must obtain a lien release or written authorization from the lender. In ELT states, the lender must first release the lien electronically before the DMV issues a clear title.
Can I title a vehicle without registering it?
Many states allow titling without immediate registration, but you cannot drive the vehicle until it’s registered. If you need to move it, ask your state about a one-trip or temporary permit.
What fees should I expect when transferring a title?
Expect a title transfer fee of $15–$75, sales/use tax based on purchase price, and possible plate transfer, lien recording, and inspection fees. Registration fees apply if you’re registering at the same time.
What if the seller lost the title?
The titled owner typically must request a duplicate/replacement title, then sign it over to you. Some states allow bonded titles if ownership evidence is incomplete.
State contact
Phone: (800) 777-0133
Hours: Monday-Friday 8:00 AM - 5:00 PM
Official site